Access State Fund

State Fund Protects People Who Make California Work

State Compensation Insurance Fund

Since 2013, RIC has been one of the two exclusive access partners for agencies to write California State Compensation Insurance Fund business. State Fund is California’s largest provider of Workers’ Comp insurance and remains a vital asset to California businesses. State Fund provides Workers’ Comp coverage for all class codes and industries, regardless of the size, exposure, or experience.

Available Coverages

  • Guaranteed Cost

Target Classes

  • General Contractors
  • Trucking
  • Elder Care
  • Manufacturing
  • Wholesalers


If you are interested in reading some of the latest safety news, covering a wide range of safety topics to help prevent injuries, please visit the State Fund website.

Applications & Documents

New Business Applications: Standard Submission Requirements

  • ACORD 130
  • Supplemental Application
  • Accurate payroll estimates per location
  • Detailed description of operations
  • Prior 4 years payroll and premium totals
  • 4 years of loss runs (valued within 90 days of requested effective date)
  • Complete ownership (officer name, title, stock percentage if applicable)
  • Licensing information (CSLB, DMV/MCP, PUC, FLC, ICC)