Excess & Surplus Lines

 

Excess and Surplus lines is a segment of the insurance market that allows consumers to buy property and casualty insurance through the state regulated insurance market.  These risks are written with non-admitted markets that focus on higher hazard risks, and allow policyholders, agents, brokers and carriers the ability to design specific insurance coverages and negotiate pricing based on the risks to be secured.

Products we offer: Property and Causality, Excess / Umbrellas, Professional Liability, Commercial Auto, Garage, and Specialty Lines

E&S is available in all states with the exception of the following:  Alabama, Alaska, Montana, New Jersey, New York, Pennsylvania, & Wyoming.

Audrey Cervantes
Non-Admitted Customer Service Supervisor
audreyc@ric-ins.com
714-505-8213

Carmen Lopez
Bind Requests – Non-admitted
carmenl@ric-ins.com
714-505-8226