Commercial Lines

RIC specializes in small to medium-size risks. We have been doing this for over 50 years and we think no one does it better.

We also have advisory raters/applications on some classes of business.

Personal Lines

RIC writes Homeowners, Dwelling Fire and Comprehensive Personal Liability (CPL).

Click Here to download the desktop icon for American Modern

Scottsdale Products

Click on the link above to view information on many of the products we offer through Scottsdale Insurance Company. You will find a brief description, coverages, applications and rules for each product. Use the scrolling menu on the left side of the page to select the product you would like information on.

Please see the RIC Product Guide for a list of some of our most popular classes of business.

RIC Product Guide


Workers Compensation

RIC insurance General Agency, Inc. is a premier, approved Workers’ Compensation program administrator for Everest National. We are committed to providing our brokers with outstanding underwriting and servicing for both you and your clients.

As a program administrator, we offer the following:

  • Guaranteed Cost Program
  • A.M. Best A+, XV, -S.P. AA-
  • Customer Service Focused
  • 339 eligible class codes
  • Tiered commissions – net to 15%
  • Flexible payment options
  • High mod business – OK
  • Ability to write in all 50 states (risk must be predominantly domiciled in CA)
  • New ventures
  • Minimum premiums from $750
  • No maximum premium
  • Prompt turnaround on quotes
  • Claims handling by a national TPA
  • Highly effective Loss Control personnel and safety services

New Venture Questionnaire
Tow Truck Supplemental Application
Broker of Record
Eligibility List
Everest Supplemental Application


CA License #0482919